800 dollar loan



Payday Loans up to $1,000. You will be connected with one lender and receive your loan decision. Super easy!

Max loan amount:
$1000
Min Credit Score:
Age:
18 years
A good personal loan:

– Fill Out a Simple Form
– Get Connected with a Lender
– Money is Deposited Directly

Online Personal Loans Up To $3,000. Even if you’ve filled out their online form and received an offer from one of their lenders, you are not obligated to accept any offer if it doesn’t work for you.

Max loan amount:
$3000
Min Credit Score:
Age:
18 years
A good personal loan:

– Fill Out a Simple Form
– Get Connected with a Lender
– Money is Deposited Directly

You are more than your credit score. On Upstart your education and experience help you get the rate you deserve.

Max loan amount:
$50000
Min Credit Score:
620
Age:
18 years
A good personal loan:
  • Good for those with little credit history
  • Origination fee: 1% to 6% of loan amount, depending on borrower’s grade
  • Late fees: Greater of $15 or 5% of payment amount
  • Personal-check processing fees: None
  • Are you paying more than 10% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.

    Max loan amount:
    $100000
    Min Credit Score:
    0
    Age:
    18 years
    A good personal loan:
  • Good for those with little credit history and high income
  • No origination fee
  • SoFi offers networking events and career development advice to borrowers
  • Late fees: 4% of payment due or $5, whichever is lower
  • Personal-check processing fees: None
  • Loans for your life. Consolidate your high interest loans and save. Although that you can’t borrow your way out of debt, consolidating all of your high interest loans into one debt consolidation loan through Prosper could save on the amount of interest you’re charged each month.

    Max loan amount:
    $35000
    Min Credit Score:
    640
    Age:
    18 years
    A good personal loan:
  • Suitable for those with good credit profiles
  • Origination fee: 1% to 5% of the loan amount, depending on the borrower’s Prosper grade
  • Late fees: Greater of $15 or 5% of the payment amount
  • Personal-check processing fees: None
  • Fill out a 5-minute application and have funds directly deposited into your checking account as early as the next day.

    Max loan amount:
    $25000
    Min Credit Score:
    600
    Age:
    18 years
    A good personal loan:
  • Ideal for borrowers with average credit who want to complete the process online
  • Origination fee: Varies, but typically 5% of loan amount
  • Late fees: Varies by state
  • Advantages and Disadvantages of Payday Lenders

    You’re probably reading this because you are looking for an alternative way to get fast cash. You’ve heard of payday loans before today but haven’t had the chance or the need to use one for yourself. If you have heard of these types of loans, then we can pretty much guarantee that you have some trepidation about them.

    It’s actually a good idea to be a bit nervous when it comes to taking out a loan, especially when it is an 800 dollar payday loan. Let’s take a look at payday loans and what you need to worry about.

    Is it really that easy to get an 800 dollar loan?

    If you are asking this question, the answer is likely “yes.” Yes, it is really pretty simple to get an 800 loan from a payday lender. Payday loans are unsecured, short-term loans that are often referred to as a “cash advance.” The reason why an 800 dollar loan is usually so easy to get is that the lenders do not check credit scores. If the lender does run a credit check, they likely will not hold a bad score against the applicant.

    If your credit history isn’t the best but you still need an 800 dollar loan, choosing a payday loan is the best option. Don’t bother going to your bank, even if you happen to be a loyal customer. It will be much easier to get a loan from a payday loan company.

    What extra charges will I be responsible for?

    The annual percentage rate, or APR, of a payday loan is likely the reason why you’ve heard negative things. That’s because an 800 dollar payday loan company will charge a higher APR on the loan than other typical loans. How much you are charged on your 800 loan will depend on the company and the state that you live in. Many states now cap the amount that a lender can charge. You can click here for information regarding your specific state.

    Remember, the finance fee will be included in the amount that you borrow and will be due on your next payday. Many borrowers do not realize that they have to repay the finance fee when the loan is due back, thus plunging them into more financial trouble than before. Talk to the 800 dollar loan lender before signing any type of agreement. Lenders are legally obligated to disclose any and all finance fees to their borrowers.

    The advantages of an 800 dollar payday loan

    If you know exactly what you will be repaying when the loan is due, then an 800 dollar payday loan is often the best choice. Most borrowers take out an $800 loan because they are behind on their bills or are facing some type of financial issue. An 800 dollar payday loan can even help you avoid late penalties on your other bills. For example, say you have three utility bills and a credit card bill due that you cannot pay right away. If you wait until your next payday, all four companies will report the late payments to the major credit reporting companies. If you take out an 800 dollar payday loan and use it to take care of all of your bills, you will avoid the reports. You’ll also avoid all of the late fees you would have gathered if you had waited to pay these four debts.

    An 800 dollar loan is both quick and convenient

    Let’s face it. Applying for a loan from your bank will be a frustrating, time-consuming issue. Your bank will want to look at your credit score and financial history. You’ll be asked to fill out mounds of paperwork which won’t even matter if your credit score is less than stellar! Even if you are approved for the loan you came in for, you will have to wait for at least a week or two for the money to come through.

    It’s so much easier to apply for an $800 loan through an online payday lender. The application can be filled out online, day or night, with absolutely no hassle. The questions are quick and easy. Once you fill it out and send it in, you won’t have to wait for days to find out if you are approved. Most 800 dollar loan companies will tell you within minutes or less whether or not you are approved for the cash. The best part of it all? The cash is deposited right into your checking account. How’s that for convenience?

    Some final thoughts- should I or shouldn’t I apply for an $800 loan?

    You know your financial situation better than anyone. Whether or not an $800 loan is the best choice will depend on your situation and needs.

    Consider these questions before you agree to repay an 800 dollar payday loan:

    •Can I easily repay the loan when it is due back?

    •Will I have enough money to pay the finance fees on the loan at the same time?

    •Is this an emergency?

    •Will my credit score stop me from getting a loan elsewhere?

    If you answered yes to one or more of the above questions, then an 800 loan may be the best choice. Remember, you are responsible for the loan and fees when it is due back. As long as you are confident that you know how payday loans work, this type of unsecured loan could be the best bet for your situation.