Entries by Maja

Getting a loan with bad credit

So you have bad credit? You’re doing whatever you can and taking steps to improve your credit score, but in the meanwhile you need to take out a loan. Your score might mean you keep getting denied by lending institutions. Luckily, all is not lost! It is still possible to borrow the money you need; […]

Is a personal loan for me?

Life doesn’t always go the way we expect and sometimes we may need a sudden chunk of change to manage until the next month. Or perhaps we have a big event like a wedding or an awesome vacation planned that could really use the extra boost. Maybe some of our home appliances are on their […]

Consolidate your debt today!

Getting out of debt can be overwhelming, especially when you have to keep track of bills from more than one creditor. Let’s say you have multiple credit card bills, a car loan, various personal or payday loans and hospital bills to pay off. Perhaps one bill is due at the beginning of the month and […]

Boost your credit score

Most people don’t think about their credit score until it’s too late. Your credit score dictates almost everything from whether you will be approved for a credit card to the rate you are offered on a mortgage. Today many employers use credit scores to determine whether you are fit for certain positions.Out of desperation, people […]

Using a personal loan to pay off credit card debt

Learning how to pay off credit card debt is one of the best things you can do for yourself and your family. Once your credit card debt is paid down, your quality of life will increase since you won’t have to worry about bills, calls from debt collectors or a poor credit score. Here are some tips […]

The ABCs of borrowing money

Amortization– the paying off of debt with a fixed repayment schedule in regular installments over a period of time for example with a mortgage or a car loan APR– Annual Percentage Rate- the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, etc. Assets– any item of […]