2000 dollar loan

Let’s face it, there are a lot of reasons for someone to need a 2000 dollar loan. Sometimes life throws us unexpected curve balls, and a $2000 loan can be the one thing that can get us out of trouble. The challenge is finding the right 2000 dollar personal loan. Luckily, there are a lot great options out there to help you find the perfect loan that will get you back on your feet and moving forward again.

$2000 loan comparison



Payday Loans up to $1,000. You will be connected with one lender and receive your loan decision. Super easy!

Max loan amount:
$1000
Min Credit Score:
Age:
18 years
A good personal loan:

– Fill Out a Simple Form
– Get Connected with a Lender
– Money is Deposited Directly

Online Personal Loans Up To $3,000. Even if you’ve filled out their online form and received an offer from one of their lenders, you are not obligated to accept any offer if it doesn’t work for you.

Max loan amount:
$3000
Min Credit Score:
Age:
18 years
A good personal loan:

– Fill Out a Simple Form
– Get Connected with a Lender
– Money is Deposited Directly

You are more than your credit score. On Upstart your education and experience help you get the rate you deserve.

Max loan amount:
$50000
Min Credit Score:
620
Age:
18 years
A good personal loan:
  • Good for those with little credit history
  • Origination fee: 1% to 6% of loan amount, depending on borrower’s grade
  • Late fees: Greater of $15 or 5% of payment amount
  • Personal-check processing fees: None
  • Are you paying more than 10% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.

    Max loan amount:
    $100000
    Min Credit Score:
    0
    Age:
    18 years
    A good personal loan:
  • Good for those with little credit history and high income
  • No origination fee
  • SoFi offers networking events and career development advice to borrowers
  • Late fees: 4% of payment due or $5, whichever is lower
  • Personal-check processing fees: None
  • Loans for your life. Consolidate your high interest loans and save. Although that you can’t borrow your way out of debt, consolidating all of your high interest loans into one debt consolidation loan through Prosper could save on the amount of interest you’re charged each month.

    Max loan amount:
    $35000
    Min Credit Score:
    640
    Age:
    18 years
    A good personal loan:
  • Suitable for those with good credit profiles
  • Origination fee: 1% to 5% of the loan amount, depending on the borrower’s Prosper grade
  • Late fees: Greater of $15 or 5% of the payment amount
  • Personal-check processing fees: None
  • Fill out a 5-minute application and have funds directly deposited into your checking account as early as the next day.

    Max loan amount:
    $25000
    Min Credit Score:
    600
    Age:
    18 years
    A good personal loan:
  • Ideal for borrowers with average credit who want to complete the process online
  • Origination fee: Varies, but typically 5% of loan amount
  • Late fees: Varies by state
  • Requirements

    When you are trying to get a 2000 dollar personal loan, you should be aware that every lender will have their own specific requirements that you have to meet in order to qualify. Some will have stricter qualifications than others. You will want to choose one that you think you will qualify for based on your income and credit score.

    Proof of Income

    Most places you get a $2000 loan from will need to see proof of income to know you will be able to pay them back. The specific income requirements will be different with each lender. Usually it will be based on the terms of the loan and the loan amount.

    Credit Check

    While most lenders will check your credit, there are some that do not. The few that do not will use your income by itself to qualify you for your $2000 loan. This is a great option for people who do not have good credit. In general, these types of loans have higher interest rates.

    It is important that you become familiar with hard inquiry and soft inquiry credit checks. A soft inquiry will look into your credit without affecting your credit score or credit report. Typically, a soft check is used to pre-qualify you before you go through the actual qualifying process. A hard inquiry will show up on your credit report. Too many hard inquiries in one year can negatively affect your credit score.

    If your bad credit is preventing you from getting your 2000 dollar loan, some lenders will allow you to use a co-signer. A co-signer will take on the risk of your loan, and in return, their credit can be used to help you qualify. Obviously, you should make sure you can make all of your loan payments on time before using a co-signer.

    Length of Loan

    How much time will you need to pay back your 2000 dollar loan? Is it only until your next paycheck, or will you need to pay it back over a longer period of time? You should answer these questions before starting your search so you know which direction to go in. The length of a loan term will affect how hard it is to get and how much interest you will pay.

    A $2000 loan that you pay off in a short period of time will have different requirements and conditions than a long-term one. If you get a 2000 dollar loan from a short-term lender, it will most likely be relatively easy to get. If you want to pay off your 2000 dollar personal loan over a longer period of time, it will be harder to qualify for, because there will be stricter income and credit score requirements.

    Interest Rate

    Interest rates on a 2000 dollar loan will vary greatly based on your income and credit score. Generally, the easier a loan is to get, the higher interest rates will be. What are you doing with this $2000 personal loan? Will it end up being worth it when you consider the interest rates?

    Do you have proof of income? What is your credit score?

    Your $2000 loan might wind up costing you a lot of money if the interest rates are high. For some of you, that might be the only type of loan you can qualify for. Sometimes a situation can come up where getting a high-interest loan is worth it. It is best to only use this type of loan as an emergency last resort, but it is good to know the option is there.

    Next Step

    Hopefully, you now have a better understanding of the process of getting a 2000 dollar loan. You probably have a rough idea of the type of loan you will most likely be able to qualify for and that makes the most sense for you. Now you are ready to start your search and make a well-informed decision.